The Frugal Fiduciary Blog

Reforming Roth provisions may be key to improving savings rates for Millennials. My proposal.

Posted by Greg Carpenter on Nov 20, 2014

Roth 401k & Millennials
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Topics: small business retirement plans, retirement plans, 401(k) Investments, Roth 401k, 401k blog, 401(k), Millennial Employees, tax benefits, 401k participants

Financial wellness is impossible to achieve without plan participation. Here’s how to address the issue with your employees.

Posted by Greg Carpenter on Oct 8, 2014

Financial Wellness
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Topics: 401k blog, 401k plan participation, small business 401k, 401(k), tax benefits

Senate Finance Committee holds a hearing today on “Retirement Savings 2.0.” Here is what they should address to help small business retirement plans.

Posted by Greg Carpenter on Sep 16, 2014

Small Business Retirement Plans
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Topics: low cost 401(k) plan, retirement plans, 401k blog, safe harbor, small business 401k, 401(k), tax benefits, 401k participants

Here’s how our small business 401k plan clients use low-cost investments. Not the conventional wisdom. Part 2 of 3

Posted by Greg Carpenter on May 13, 2014

Small Business 401k Plan & Unconventional Wisdom
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Topics: 401(k) Investments, 401k blog, ETF, Vanguard 401k, Target Date Funds, 401(k), tax benefits

The Two-Headed Monster, Fairness and Safe Harbor Plans

Posted by Greg Carpenter on Aug 23, 2013

Image courtesy of Marcus at
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Topics: retirement plans, 401(k) Investments, 401k blog, safe harbor, 401(k), tax benefits

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