The Frugal Fiduciary Blog

JP Morgan publishes a piece on choosing target date funds for your plan. Good points made, but even better points are left out.

Posted by Greg Carpenter on Dec 23, 2014

I welcome this “Retirement Insights” piece from J. P. Morgan Asset Management – as far as it goes. The piece makes several excellent points that can benefit all plan sponsors, but presents a view biased toward active management. No surprise. JP Morgan actively manages retirement plan investments – they have a point of view that ultimately promotes the company’s business and brand.

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Topics: 401k plan sponsor, retirement plans, 401k blog, small business 401k, Target Date Funds

In small business retirement plans, the employees with the smallest balances need the most help. Here’s my frugal guide to making the plan work for everyone in your organization.

Posted by Greg Carpenter on Jul 24, 2014

Small Business Retirement Plans
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Topics: low cost 401(k) plan, default investment option, 401k blog, small business 401k, Target Date Funds, 401(k), 401k participants

Low-cost target date index funds will fundamentally reshape the market for small business retirement plans – and soon!

Posted by Greg Carpenter on Jun 25, 2014

Reshaping the market for small business retirement plans
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Topics: small business retirement plans, retirement plans, 401k blog, TDIF, small business 401k, Target Date Funds, TDIFs, 401(k)

Here’s how our small business 401k plan clients use low-cost investments. Not the conventional wisdom. Part 2 of 3

Posted by Greg Carpenter on May 13, 2014

Small Business 401k Plan & Unconventional Wisdom
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Topics: 401(k) Investments, 401k blog, ETF, Vanguard 401k, Target Date Funds, 401(k), tax benefits

Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?

Posted by Greg Carpenter on Nov 20, 2013

Passive Management for Small Business 401k Plans
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Topics: retirement plans, index funds, 401(k) Investments, small business 401k, Target Date Funds, 401(k)

Boring is Good: Index-Based Target Retirement Funds

Posted by Greg Carpenter on Feb 21, 2013

Why Small Companies Choose Vanguard Funds

We all want to be the apple of someone’s eye. But when it comes to your 401k, most investment companies simply focus on the love they have for your wallet.

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Topics: Vanguard Funds, 401k blog, Target Date Funds

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