The Frugal Fiduciary Blog

Safe Harbor 401k Plans: Answers To Common Questions

Posted by Eric Droblyen on Jun 15, 2016

“Safe harbor” 401k plans are the most popular type of 401k used by small businesses today. They automatically pass annual ADP/ACP and top heavy tests and allow business owners to maximize contributions to the plan. To achieve safe harbor status, owners are required to make a contribution on behalf of participating employees. For many employers, that trade-off is well worth the cost. Here’s why.

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Topics: 401k blog, safe harbor, small business 401k, 401(k)

Senate Finance Committee holds a hearing today on “Retirement Savings 2.0.” Here is what they should address to help small business retirement plans.

Posted by Greg Carpenter on Sep 16, 2014

Small Business Retirement Plans
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Topics: low cost 401(k) plan, retirement plans, 401k blog, safe harbor, small business 401k, 401(k), tax benefits, 401k participants

Going “Bold” on Safe Harbor Plans

Posted by Greg Carpenter on Sep 25, 2013

Safe Harbor Plan
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Topics: retirement plans, 401(k) Investments, 401k blog, safe harbor, 401(k), 401(k) advisors

The Two-Headed Monster, Fairness and Safe Harbor Plans

Posted by Greg Carpenter on Aug 23, 2013

Image courtesy of Marcus at FreeDigitalPhotos.net
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Topics: retirement plans, 401(k) Investments, 401k blog, safe harbor, 401(k), tax benefits

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