The Frugal Fiduciary Blog

Target Monthly Income and not an Account Balance When Saving for Retirement

Posted by Eric Droblyen on Feb 25, 2015

Most people consider $100,000 a lot of money – I do anyway. But is it a lot of money when you’re saving for retirement? The short answer is it depends upon how old you are. A 30 year-old with a $100,000 nest egg is likely on track for a comfortable retirement at age 65 if they’re saving 10%-15% of their income each year, while a 50 year-old with the same nest egg is likely behind in their savings and will need to save much more each year to catch-up in order to retire at 65.

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Topics: 401k blog, Retirement Readiness

Vanguard’s John Bogle makes his case for improving 401k plans. Here’s why his Senate testimony rocks.

Posted by Greg Carpenter on Sep 24, 2014

John Bogle, C-SPAN
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Topics: Vanguard Funds, Investment costs, retirement plans, fiduciary, 401k blog, Vanguard 401k, 401k fees, small business 401k, Retirement Readiness, 401(k), John Bogle

Small business 401k participants using their 401k plans to save for retirement (!) Part 3 of 3

Posted by Greg Carpenter on May 23, 2014

Small Business 401k Plan & Unconventional Wisdom
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Topics: retirement plans, 401(k) Investments, 401k blog, Retirement Readiness, 401(k) Plan Consultations, 401(k)

Retirement readiness begins by getting organized. Here are some great free tools.

Posted by Greg Carpenter on Jan 16, 2014

Get Organized for Retirement Readiness
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Topics: retirement plans, 401(k) Investments, 401k blog, Retirement Readiness, 401(k)

Retirement readiness? Even with a great 401k most will have to work hard to retire well.

Posted by Greg Carpenter on Dec 18, 2013

Retirement Readiness, Keep Working Hard
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Topics: low cost 401(k) plan, retirement plans, 401k blog, small business 401k, Retirement Readiness, 401(k)

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