The Frugal Fiduciary Blog

There are no “economies of scale” in 401k plans – unless you are trying to beat the market

Posted by Greg Carpenter on Dec 17, 2014

Any 401k plan sponsor in America – repeat ANY – can buy market returns dirt cheap. There are no economies of scale in the market for indexed investments. No minimum purchase requirements. No high pressure sales pitches. Buy an index mutual fund or ETF and you’ve locked in market returns. As I have written previously, this indexed approach is the new baseline for small business 401k plans.

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Topics: 401k plan sponsor, small business retirement plans, low cost 401(k) plan, index funds, 401k blog, ETF, Multiple Employer Plans, small business 401k, 401(k), recordkeeping

Why small business retirement plans with high asset balances actually pay more for their plan services.

Posted by Greg Carpenter on Oct 2, 2014

Small Business Retirement Plans
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Topics: small business retirement plans, low cost 401(k) plan, retirement plans, asset-based fees, 401k blog, 401k fees, small business 401k, 401k recordkeeping, 401(k), recordkeeping

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